{"node":"payouts","title":"Payouts / Disbursement Node","model":"non-custodial batch payment (classic Stellar, up to 100 recipients/tx)","custody":"company-signed by default; Nirium never holds funds","receipt":"each run anchored to IPFS with a per-recipient breakdown","legalNotice":{"es":"Nirium provee software non-custodial: arma la transacción sin firmar; tú firmas con tu wallet y la transmites. Nirium nunca custodia ni transmite fondos, no es ITF/IFPE ni Sujeto Obligado, y no da asesoría fiscal o laboral. Payouts es exclusivamente para prestación independiente de servicios (contratistas, freelancers, B2B). PROHIBIDO para salario de empleados subordinados (LFT art. 101 y Cap. IX Bis) o subcontratación de personal especializado sin cumplir REPSE. Tú eres el único responsable de clasificar a cada destinatario y de tus obligaciones fiscales (CFDI, retenciones, SAT) y laborales. Nirium cobra licencia de software (cuota mensual por volumen permitido), nunca un porcentaje de lo dispersado ni un cargo por pago. No se ofrece en las jurisdicciones restringidas (nirium.xyz/legal/restricted-jurisdictions-v1).","en":"Nirium provides non-custodial software: it builds the unsigned transaction; you sign it with your wallet and broadcast it. Nirium never custodies or transmits funds, is not an ITF/IFPE or Obligated Subject, and gives no tax or labor advice. Payouts is exclusively for independent service payments (contractors, freelancers, B2B). NOT for subordinate-employee salary (Mexican LFT art. 101 and Ch. IX Bis) or specialized-personnel subcontracting without REPSE compliance. You are solely responsible for classifying each recipient and for your tax (CFDI, withholdings, SAT) and labor obligations. Nirium charges a software licence (a fixed monthly fee banded by permitted volume), never a percentage of the amount disbursed and never a per-payment charge. Not offered in restricted jurisdictions (nirium.xyz/legal/restricted-jurisdictions-v1)."},"acceptanceRequired":"POST /run requires acknowledgeTerms: true","mainnetAccess":"invite-only during early access — API key must be authorized (institutional tier)","clientIdentificationRequired":"POST /run requires clientInfo: { legalName, taxId, repName } — ahead of LFPIORPI Fracción XVI, effective 2027-01-17","allowedUse":"independent service payments only — contractors, freelancers, B2B","prohibitedUse":"subordinate-employee salary (LFT art. 101 / Ch. IX Bis); specialized-personnel subcontracting without REPSE","pricing":{"model":"monthly software licence, banded by permitted volume","licenceUsdcPerMonth":{"starter":"99 (up to 250 records/mo)","growth":"249 (up to 1,000 records/mo)","scale":"custom (1,000+ records/mo)"},"chargeMode":"not charged during early access (client pays the Stellar network fee only)","note":"A software licence priced by the volume of records it permits — never a percentage of the amount disbursed, and never charged per payment, per transaction or per settlement. The Stellar network fee (~$0.02/100 tx) is paid by the client directly to the network; Nirium does not receive or mark it up.","terms":"https://nirium.xyz/legal/payouts-terms-v1","restrictedJurisdictions":"https://nirium.xyz/legal/restricted-jurisdictions-v1"},"legalContext":null,"legalContextStatus":"draft — LCP layer off until terms clear final legal review","legalContextDiscovery":"https://nirium.xyz/.well-known/legal-context.json","asset":"USDC (default) or XLM","onboarding":"self-signed USDC trustline (recipient wallet signs; ~0.5 XLM base reserve on their account)","endpoints":{"run":"POST /api/payroll/run","submit":"POST /api/payroll/submit","onboard":"POST /api/payroll/onboard","onboardSubmit":"POST /api/payroll/onboard/submit","runs":"GET /api/payroll/runs","terms":"GET /api/payroll/terms"},"network":"mainnet","stage":"early-access","demoMode":false}